Cheap Auto Insurance -- Tips To Pay Less

Do you know that you might be losing money if you have a car that you've not used for months? Do you have a car that you've just forgotten about because of the headaches it gives you or something? Are you still paying premiums on such a car because you did NOT remember to remove it from your auto insurance policy?

The painful reality is that more people than you could imagine are paying higher rates than they should because of such negligence. If you made this kind of mistake then you can save yourself a lot of bucks by quickly removing an unused car or cars from your policy.

You will enjoy discounts with a number of insurers if you're part of an auto club. Although you shouldn't expect to be given huge discounts for this, each small discount you can get will add up to much when added to other such discounts.

Don't try to give false information in your bid to get cheaper rates. State things just the way they are. Insurance fraud costs us all.

If you couldn't care less about the cost to everyone in general, don't forget that your insurer is free to cancel your policy on the grounds of false representation.

This could make you lose a lot more than what you thought you would save. This is partly because of the added cost you'd bear if your policy lapses (which is what would happen if your insurer cancels your policy).

It's been estimated that insurance fraud adds up to $1,500 to the average family's insurance premium annually. Help make the world a better place by doing your bit to ensure we don't have to pay a lot more.

Policyholders who do NOT make claims for up more than 3 years get a No Claims bonus. Remember, this does not mean you might not have any cause to make a claim but that you did not file one. Therefore, if it's a minor case, handle it on your own. What you'll gain from a No Claims discount will certainly outweigh it.

Another alternative for you is to use your parents' car insurance policy. The fact that you're of driving age means that your parents belong to a better risk age group.

To take advantage of this though, you will have to live with your parents and also have the car registered in their name. If you want to be the owner of your vehicle, then be the big boy or girl and also own the higher premiums. Sorry, you cannot have both with this alternative. However, you can still make massive savings by following the link at the end of this piece.

Car Insurance For Teens

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Make out some time to visit a minimum of 5 insurance quotes sites that return quotes on auto insurance policies. It should require around 25 minutes.

As you visit each site, make sure you input the same details. Doing otherwise will produce misleading quotes. When you've obtained your auto insurance quotes, compare them to determine which serves your interest best in price/value.